Many people in California who are dealing with Social Security often make mistakes in the process without even realizing it. If you are waiting to hear about your case or have recently been denied benefits, you may be wondering: What is one of the biggest mistakes people make regarding Social Security?
The short answer is that many mistakes in the Social Security process come down to incomplete or improper filing. The most common reasons for denials include inconsistent records, unsupported diagnoses, or missing physician opinions. Understanding these mistakes can help prevent delays or denials, but for advice about a specific case, you need to speak with an experienced Social Security attorney.
Common Mistakes to Avoid When Filing for Social Security Disability
According to data from the Social Security Administration’s Social Security Figures 2024 Fact Sheet, more than 68 million people receive monthly Social Security benefits. However, Social Security laws and processes can be complicated, and due to the high number of claims each year, Social Security is likely to deny any applications with problems, often even when the issue can be resolved relatively easily. The most common mistakes people make often include:
- Not understanding eligibility criteria
- Submitting applications with blank or inconsistent information due to confusion over the filing process
- Providing incomplete or outdated medical records
- Failing to connect medical conditions to work limitations
- Missing scheduled hearings or other deadlines
- Not adding consultative exams
Understanding Eligibility Requirements for SSA Benefits
One common misconception is that only senior citizens are eligible for Social Security benefits. According to the 2024 SSI Annual Statistical Report, 14% of SSI recipients were under age 18, 53% were ages 18 to 64, and only 33% were age 65 or older. Other common eligibility misunderstandings include:
- Confusing Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI) eligibility requirements
- Misinterpreting work credit rules
- Believing an IEP guarantees eligibility
- Thinking benefits can’t be combined with other programs like Medicaid
- Misreporting income
- Believing benefits are automatically permanent
In addition, Social Security generally requires strict evidence that supports eligibility. Failure to provide sufficient or proper documentation is one of the biggest mistakes people make when filing for Social Security, which can include submitting medical records without functional assessments, failing to update evidence after condition changes, or relying on personal statements without medical support.
When to Hire a Social Security Lawyer
You may not realize how strict Social Security deadlines are and how much a strong strategy matters after you have been denied. Once a denial is issued, you usually only have 60 days to request reconsideration or a hearing. Missing that window can force you to start over.
In addition, if you have been denied benefits, filing a new claim instead of appealing your denial may reset your progress or delay your benefits.
When you appeal, you can correct mistakes or gaps with your evidence and add updated medical records. Benefits of filing an appeal include:
- Addressing concerns in your denial notice
- Maintaining your original filing date
- Keeping any back pay
- Avoiding the need to restart the process
When you hire a Social Security lawyer, they can help you better prepare your claim and reduce delays. If you have already been denied, a skilled attorney can guide you through the appeals process and make sure your reconsideration has the highest possible chance of success.
FAQs
Q: How Do You Know if Your SSI Benefits Claim Was Denied or Approved?
A: The Social Security Administration (SSA) sends a letter once they make a decision about a claim, which is called an initial determination. In many cases where there is incomplete or incorrect information, the claim can often be denied, but the claimant may still be able to appeal the decision. A trusted Social Security attorney can help you determine the status of your claim and file an appeal if needed.
Q: What Is the Number One Mistake with Social Security?
A: The number one mistake people make with Social Security is failing to provide complete and consistent medical evidence that clearly shows how their condition limits their ability to work. Most disability denials occur because applicants fail to meet the eligibility requirements. This mistake often leads to unnecessary delays and appeals. Missing records and vague doctor statements can significantly weaken a claim, and having detailed documentation is essential.
Q: Do You Have to Have a Lawyer for a Social Security Claim?
A: You are not required to have a lawyer for a Social Security claim, but experienced representation can have a positive impact on the outcome of your case, whether that means helping you file the first time or working through the process to prepare an appeal. In addition, your attorney can help with issues such as overpayment determinations or concerns about noncompliance.
Q: What Is the Maximum Social Security Payment?
A: In 2026, the maximum Social Security retirement benefit for a person retiring at 65 years old is $3,467 per month, according to the Social Security Administration. The actual amount any one person might receive can depend on several factors, such as their lifetime earnings, work credits, and age when benefits begin.
A knowledgeable Social Security lawyer can help you understand cost-of-living adjustments, early filing, and other issues that may change your monthly benefit amounts.
Q: How Does Someone Who Never Worked Get Social Security?
A: Someone who never worked may still qualify for Social Security through Supplemental Security Income (SSI) or as a dependent or survivor of a qualifying worker. SSI is a needs-based program for individuals with limited income and resources, regardless of work history. Eligibility is determined by age, financial status, and disability. Other family-based benefits depend on your earnings record and relationship.
Contact Gade & Parekh, LLP, Today
Gade & Parekh, LLP is a Sacramento Social Security law firm dedicated to Social Security Disability and SSI cases. Our partners bring decades of focused experience handling SSDI and SSI claims at every stage of the process, dedicated advocacy for disabled individuals, extensive experience guiding claims through appeals, and a deep understanding of complex medical records and laws.
Our firm represents clients throughout Sacramento County with dedicated legal advocacy, clear communication, and detailed case preparation. If you have questions or concerns about your claim and want to hire a Social Security lawyer, contact Gade & Parekh, LLP today.