Social Security Disability Insurance (SSDI) exists to help disabled adults who can’t work because of their disability. Due to its complex work requirements and specific application process, it’s important to understand the entire process for applying for SSDI in Sacramento County before you begin.
It’s not easy to understand this process without a background in all the relevant SSDI laws. You can hire an SSDI lawyer from Gade & Parekh, LLP, who brings that knowledge so you feel better about the approach you’re taking.
Confirming Whether You’re Eligible
Before you begin an application, you should check that you’re qualified for SSDI. While 13.1% of Sacramento County residents are disabled, this doesn’t mean that they all qualify for SSDI. Qualifying for other programs like SSI also doesn’t automatically grant you SSDI.
Specific requirements can change over time, but according to the Social Security Administration’s (SSA’s) own guidelines, to qualify for SSDI, you must generally:Â
- Have worked for at least 10 years
- Have a disability that qualifies for approval that has existed for 12 months, will last at least 12 months, or will likely result in your death
- Be earning below the limits for the program
You can go over your circumstances with a lawyer to help you determine if you should qualify. Once you think you do, it’s time to prepare and file your application.
The SSDI Application
The attention and care you give to your initial application can have a huge impact on your case. Unfortunately, about 65% of initial disability applications are denied by the SSA. Considering all of the requirements can help you avoid mistakes that make it more likely for your application to be denied.
Common SSDI application mistakes include:Â
- Not fully filling out the forms
- Inaccurately representing your income
- Failing to include sufficient medical evidence
- Not explaining the extent and severity of your disability
To get your application approved, you must show that it meets all of the eligibility criteria shared above. So you must provide medical evidence, evidence of your work history, and your current income and financial information.
Medical evidence can come from any doctors, specialists, or other providers who currently treat you for your disability. It’s important to be clear with your doctors why you’re applying for SSDI and answer any questions they have so that they can provide you with what you need.
Where to File for SSDI
Thankfully, you have the option of filing your application online. If you’d prefer to file in person, you’ll have to find an SSA field office location near you. Sacramento County has many, including one on 40 Massie Circle in Sacramento itself.
Preparing for Your Interview
Many disability applications will require you to have an interview with someone from the SSA. These interviews can be conducted over the phone, making it easier to find a time that works for you. When preparing for your interview, make sure you have:Â
- Your Social Security number and necessary identification
- Any information you did/will include in your application
- Names and information of the doctors treating you
- Financial information
- Any other details relevant to your case
Dealing With Denials
An initial denial of your application doesn’t have to be the end of the road. You have the option to file an appeal, and you might be able to go through multiple rounds of appeals when necessary.
SSDI is a popular resource, with the SSA sending payments to more than 8.6 million beneficiaries in December 2024 alone. To avoid people misusing the program, the SSA is very strict about its requirements, at the cost of sometimes making it more difficult for people to obtain benefits.
When you receive a denial, you probably have a limited amount of time to file an appeal. If you haven’t already, speak to one of our lawyers right away. We can help you look over the reason the SSA gave for the denial and prepare an appeal that addresses that issue.
FAQs for Sacramento SSDI Lawyers
Q: Does Osteoporosis Qualify for Disability?
A: Yes, osteoporosis can qualify you for disability, even though it isn’t officially listed in the SSA’s Blue Book of diagnoses. If it causes significant enough impairments to prevent you from working, then it can still qualify. You will need thorough medical documentation and possibly other evidence to prove that the condition is disabling enough for you.
Q: How Long Does It Take to Get SSDI?
A: It can take weeks, months, or longer to get SSDI. How fast the SSA responds to your application can vary. If you get denied and have to go through the appeals process, it can take even longer. You might be able to find other aid programs that can help you until you’re able to get your SSDI benefits.
Q: Do I Need a Lawyer to File for Disability?
A: Technically, you’re not required to have a lawyer to file for disability. Filing on your own might increase the risk of making mistakes that hurt your chances at getting approved, unless you have a deep knowledge of SSDI laws. Many people prefer to work with a lawyer because of this.
Q: Can My Family Members Receive SSDI if I Am Disabled?
A: Yes, your family members might be able to receive auxiliary benefits if you can obtain SSDI. Your underage child, or disabled adult child, might be eligible for benefits, as could your spouse if they meet certain qualifications. Often, other beneficiaries will not be eligible for the full amount that you are, and the amount is still based on your work history.
Hire an SSDI Lawyer From Gade & Parekh, LLP
Applying for disability benefits is not easy, and you may face multiple roadblocks that make you want to quit. When you work with one of our experienced attorneys, we can help tackle the legal requirements so there’s less stress on your back.
With more than 50 years of combined experience, our team is here to support you from the initial application to when you get your benefits and beyond. Even once you’ve gotten benefits, you must continue to meet certain criteria to remain eligible for the program.
Come to our firm for a personalized approach, a caring team, and comprehensive Social Security services that can address many needs and situations. Your next step is to schedule a consultation with us today.