College can be a memorable time in a person’s life. But for some students, the mounting pressure of early adulthood can be too much for some to handle. That’s especially the case if they’re paying for school out of their own pocket.
If college students sustain serious physical or mental injuries, they may have a difficult time dealing with those daily pressures and expectations. While those same students may wish to continue their education, they may require outside financial support.
While it’s not possible for most students, those supporting themselves could still qualify for Social Security Disability.
How can these students qualify?
Even though most kids gain eligibility by 18, many students nowadays receive some financial support from their parents. But if they’re not, they can still receive SSDI on their parents’ records. However, they still need to meet a particular set of standards before they can qualify.
To determine their eligibility, the Social Security Administration (SSA) examines five different criteria to assess qualifications. Those include:
- Whether or not the student can work
- How severe the student’s condition is
- Whether the condition is covered under the SSA’s blue book
How much can students receive if they get approved?
If a student qualifies, the amount they receive is often based on their parents’ employment records. When those benefits are determined, students can get up to 50% of their parents’ benefit amount. However, students should know that the amount could get reduced if someone else in their family is on SSDI.
Students don’t have to jump through these hoops alone
With all of the pressures college can pose, the last thing students need to worry about is not achieving their goals or accumulating more debt. Luckily, they and their families can have an easier time getting the support they need with a trusted legal partner.